You are probably wondering what I could possibly know about saving money. That’s fair. My coffers are bare and even Old Mother Hubbard has more bones in her cupboard than I do. It’s been months since my job situation took a dive, and while we’re still far from looking up, ...
The question sounds a little silly. I mean, can you ever really be too prepared for something? I believe you can, when the resources you’ve allocated to preparedness mean you can’t afford to do something else with your money. Take emergency funds as an example. While I advocate most people ...
Over the weekend I reflected a bit on where we stand financially, and where we were several years ago before beginning our journey to live debt free. A few years ago, when we were buried under a smothering debt, there weren’t many opportunities for vacations and luxuries. We lived a ...
If you are like us, and like many many families worldwide, holiday shopping can make one’s brain hurt when it comes to thinking about the monetary aspect of it all. We are not a family that dwells too much on how much money each child is worth in Chr...
The current era of historically low interest rates has been great for borrowers, but it stinks for those who’d rather save their money. I was fortunate to find a local bank that offered a money market account at 2.25% last year, but after a couple extensions, I received notice that ...
This article is by Adam from Money Relationship. Subscribe to his site to get updates about his journey out of $150,000 in debt. That’s a question that a lot of people ask while in debt. Dave Ramsey, possibly the most popular debt counselor, recommends that you stop ALL retirement saving while ...
This is a guest post from MD of Studenomics. If you hate boring finance stuff and love practical tips than Studenomics is the place for you. If you haven’t stopped by in a while, don’t be shy and please come on over to see the new design. If you enjoy ...
This is the third post in a series called Saving With Purpose: Living a More Intentional Financial Life. In this series, I plan to highlight a number of specific savings goals my family has identified we would like to achieve over the next few decades. Any post about saving for early ...
This is the first post in a series called Saving With Purpose: Living a More Intentional Financial Life. In this series, I plan to highlight a number of specific savings goals my family has identified we would like to achieve over the next few decades. We have all heard of SMART ...
Earlier this week I walked into our HR office and asked about maxing out my 401k contributions. Up to that point, I had been saving exclusively in a Roth IRA because my company did not match contributions (they contribute a portion of salary rather than a percentage of employee contributions). I ...