For most of my adult life I have avoided calculating my net worth, mostly because the number at the bottom of the calculation was always red. The thought of owing more than I owned depressed me. Looking back, I wished I had tracked net worth to show the positive gains ...

It remains to be seen whether or not the worst has passed, or if we are merely enjoying the relative calm during the eye of the latest financial storm. I personally believe we are in for more tough times in the near term. A variety of stimulus programs have conspired to ...

The following guest post is from Amber Hunt. Amber is an experienced personal finance writer with a knack for taking complex money issues and making them clear and simple.  By day, she’s a home loan expert at Quicken Loans, America’s #1 online lender, where she specializes in writing about mortgages ...

My wife and I recently stumbled across a brilliant idea, and have decided to adopt it July 1st. And what better time? Many businesses close the books on their fiscal year June 30th, and July 1st begins a new fiscal period. That’s the approach we are taking in our house ...

After my mom’s death last September, my wife and I (and our kids) moved to a new home configured to allow my grandfather to live with us. After my parent’s divorce when I was very young, my grandfather assumed a father-figure role for me my entire life. In fact, I ...

It was not until I reached 30 that I started to turn my own financial life around. Unfortunately, by then, the damage was done. In retrospect, I often knew the decisions I was making were not-so-smart, but I did them anyway because I could always “pay it off later” or ...

Hello, my name is Jason, and I used to be obsessed with updating my finances. Everyone in unison: “Hello, Jason.” Yes, this used to a be a problem for me. There was no real reason to update my financial account balances daily. After all, other than a couple taxable investments, most ...

This article is by Adam from Money Relationship. He recently paid off about $2,100 of his personal debt. Most of you probably read personal finance blogs on a regular basis. By reading them, you are increasing your knowledge about money and probably turning your finances around. Doesn’t that make you want ...

Home ownership has long been described as the American Dream. Some in the media have questioned that statement recently, and for good reason. For many, their dream has turned into a nightmare with underwater mortgage balances, mortgage rates adjusting, and ever-increasing property taxes. Still, most of us take great pride ...

The following post is from Neal of WealthPilgrim.com. After reading the article, be sure to sign up for free at Wealth Pilgrim to receive more from Neal. I just took a call from a client grieving for her husband of 42 years. She’s understandably under tremendous emotional stress.  Frankly, I was amazed ...