Last week’s disappointing jobs report has underscored what many of us already knew – we are still not out of the woods. What we are now experiencing is turning out to be one of the longest recessions since the Great Depression. The current economic and political climate, as well as ...

I’ve been an ING Direct customer for several years. We have a portion of our emergency fund stashed there, and we have a number of small sinking funds there to save for things like vacations, car tag renewals, insurance premiums, etc. News broke a couple weeks ago that Capital One ...

One of the more common questions in financial planning is how much to save for an emergency fund. It’s sort a personal question, really, I mean the answer to the equation is personal. Some people feel quite comfortable with three months of basic expenses set aside for a rainy day. ...

Here lately, I’ve been thinking more about the legacy I want to leave my kids. Maybe it’s because I’ve experienced the death of my mom and grandfather in the last year, and I’ve reflected on the many lessons they taught me. Unfortunately, I ignored many of their lessons with regard ...

My wife and I recently stumbled across a brilliant idea, and have decided to adopt it July 1st. And what better time? Many businesses close the books on their fiscal year June 30th, and July 1st begins a new fiscal period. That’s the approach we are taking in our house ...